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The Bi-Monthly Newsletter
of the
Hampton Roads Chapter
Military Officers Association
of America
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A MOAA Five
Star Level of Excellence Chapter Since 2004.
A First Runner
Up Web Site For 2012, a Winner Printed Newsletter 2012, and Winner
E Newsletter 2012.
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VOL 37-NO 4
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ONE POWERFUL VOICE
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JULY 2013
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THE TRIBUTE
In honor of those who have
sacrificed
to keep our country free.
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Courtesy
of the Arlington National Cemetery Website Images
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16
August 2013 Luncheon
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Congressman Scott Rigell will be
our guest speaker on the 16th of August. The luncheon will be held at the
Atlantic Shores Retirement Community, Magnolia Room. Congressman
Rigell represents Virginia’s 2nd Congressional District in the U.S. House
of Representatives. Congressman Rigell, a member of the House Armed
Services Committee, was selected as this year’s Legislator of the Year
by the Virginia Council of Chapters, Military Officers Association of America. |
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Visit our website at www.hrcmoaa.org,
read the Electronic Newsletter, access MOAA national, Service Departments,
Health and Benefit locations, U. S. Senators and Representatives
and many others. If you do not have the Members Only “Password” please
contact any of our Officers. |
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Old Dominion University (ODU) Ted Constant
Convocation Center was the site for the Annual Spring US ARMY and US
NAVAL SERVICE ROTC Commission Ceremony, held on Friday 10 MAY 2013.
The US Army's ODU Monarch Battalion is
commanded by LT COL Brian Kerns, USA. Seventeen Second
Lieutenants in the US Army, Army National Guard and Army Reserves were
commissioned. The Hampton Roads NROTC Unit, commanded by Captain
Thomas Halley, USN is a consortium comprised of three universities;
Old Dominion University, Norfolk State University and Hampton University.
The Naval Service ROTC Unit commissioned 50 Ensigns in the Navy and 8 Second
Lieutenants in the United States Marine Corps. A total of 75 students
were developed morally, mentally, physically and were imbued with the highest
ideals of duty, honor, and loyalty in order to commission college graduates
as military officers who possess a basic professional background.
They are motivated toward careers in the military, and have a potential
for future development in mind and character so as to assume the highest
responsibilities of command and citizenship.
MOAA Hampton Roads Chapter president Colonel
Jim Edge, USA (Ret) and Board of Director Captain Mike "Breeze"
Barea, USN (Ret), pictured in the center of an impromptu photo, awarded
each newly commissioned officer a set of Gold Bars. The photo was taken
by Ensign Andrew Heckel, USN. |
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President’s Message
Fellow Officers and Spouses:
The warm Virginia Beach weather is upon
us and I hope all are enjoying it as much as we are. Under the very
competent and efficient coordination of our Community Affairs Chairman,
Dave
Wade, we have supported our local college Navy and Army ROTC Programs,
several of our local High School JROTC Programs, the Wreath Laying Ceremony’s
on Memorial Day, the High School Joint Award Ceremony and the send-off
of the Veterans with the Honor Flight Program. Our hats are
off to our dedicated members who make these functions successful: Mike
"Breeze" Barea, Bert Ortiz, Jim Jones, Jim Smith,
Jerry
Crick and Larry King "Live" - and, of course,
John Vermillion
who captures all in our award winning Tribute.
Our membership numbers are dwindling even
though our membership guru Larry King “Live” continues to work very hard
on renewing our delinquent members and recruiting new members. We
continue to try many avenues with varying degrees of success. We
need all of us to help get the word out to all members who have not renewed
and to solicit new members. Please help tell our story – please help
to get potential members in touch with Larry, me or any of our BOD members.
We need membership growth to continue as a viable organization. Your
hard working “Luncheon Team” continues to meld a diversified program with
different venues to satisfy our varied interest and tastes. Please
share with us any ideas you may have in this area. We appreciate
everyone’s support and look forward to the camaraderie we enjoy each month.
Reminder – keep 21 July 2013 open for our Combined Tidewater Chapter’s
Brunch.
MOAA needs our help to educate our communities
about earned military benefits through letters to the editor. Here
are guidelines to boost your chances of getting in print. 1. If your
letter is written in response to an article, refer to that article in the
first sentence. 2. Letters to the editor are usually about
150 words. 3. Include your name, contact information and affiliation.
If you identify yourself as a MOAA chapter member, email MOAA’s Public
Relations Department to ensure your submission is on message. 4.
Most papers will not print submissions sent to multiple publications –
send to your first choice only. If rejected send to your second choice.
5. Use statistics to make your case, and agree with the author on
some points.
A good example of a letter to the editor
was written by Vice Admiral Ryan, USN (Ret) and can be found at
www.moaa.org.
Email pr@moaa.org with questions or for
additional help.
Thank you,
Jim Edge |
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HRCMOAA Directory
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Officers
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Directors
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Committees
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MOAA Legislative Update
(Weekly Issue) |
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Probate and Estate Planning
In broadest terms – estate planning is
putting together a plan that ensures your family and financial goals are
achieved after you die. An estate plan deals with two types of property
– probate and non-probate. The probate process can be long, complicated,
and costly; tying-up and draining resources your loved ones may need sooner
rather than later. From the financial adviser’s perspective, it is
often (not always) recommended to use estate planning tools that bypass
probate – effectively lowering probate costs and speeding the asset distribution
process. One tool is Payment/Transfer on Death (POD/TOD). These are
contracts with named beneficiaries typically used with bank and investment
accounts, some states even allow joint and real assets to be titled with
a POD/TOD beneficiary. Other tools include joint ownership titling,
and creating living trusts.
Most joint ownership come with “right of
survivorship,” when one co-owner dies, the other will automatically be
the sole owner of the account – without probate. Some assume that
there’s little difference between joint and POD/TOD accounts. Not so.
If joint titling does not include “right of survivorship,” then when one
co-owner dies, their share will transfer in probate per the will, or if
no will, per state succession laws. “With,” or “without” right of
survivorship, you need to keep in mind that when it comes to bank accounts,
laws vary by state, and if one owner dies, there may be nothing to prevent
the surviving bank account owner from changing the POD beneficiary or even
withdrawing and closing the account. As such, Joint-ownerships are
traditionally used by husbands and wives and in most cases they work as
intended. But for some married couples and single people, joint accounts
may not be appropriate as the joint ownership could also be subject to
your joint owner’s divorce decree and your joint owner’s creditors to collect
on past debt. In addition to bypassing probate, trusts provide flexibility
in the operation and distribution of the estate assets long after you die.
The downsides are that they can be costly to establish, fund, and operate.
But before changing the titling of assets from Living Trust to POD/TOD
designation, review the proposed changes with your estate/trust lawyer
to avoid unintended consequences towards the intent and operation of your
Living Trust.
Another advantage of the Living Trust is
realized when the maker of the trust becomes incapacitated during their
lifetime and is unable to make their own decisions for some extended period
of time. Each estate planning tool has special features and inherit
advantages and disadvantages and by having your financial advisor and estate
attorney work together, they can provide you the best protection in life
and at death.
Questions abound about probate and estate
planning. MOAA CFP® Cmdr. Bill Finch, USN (Ret), introduces the basics
and offers helpful tips in a Financial Frontlines post. If you’re unsure
about where to start or want extra guidance, login to access MOAA’s
Estate Planning guide. The guide will help you develop a coherent estate
plan for the orderly distribution of your assets, the protection of minor
children, planning for potential incapacity, and avoiding unnecessary (and
costly) probate fees and estate taxes. |
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From The Editor |
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Virginia Council of Chapters,
MOAA conducts 28th Congressional Appreciation
Luncheon
Shown above are HRCMOAA members who attended
the luncheon at the Capitol Hill Club. From the left, CDR Don
Buzard, USN-Ret, COL Jim Edge, USA-Ret, CDR Bert Ortiz,
USN-Ret, and CAPT Jim Jones, USN-Ret. (Info provided
by the VCOC)
Congressman Rigell, a member of
the House Armed Services Committee, was selected as this year’s Legislator
of the Year by the Virginia Council of Chapters, MOAA and was presented
the award at the luncheon. “Budgets are running strategy”
rather than the opposite, commented Congressman Rob Wittman (1st
District). “We are a great nation because of whatever our veterans
have done.” We need to make sure our troops have whatever they need
and we should continue to ensure “we have the best military, best and brightest
young men and women.” Congressman Randy Forbes (4th District)
commended the MOAA for what it does to keep issues of the military and
veterans in the forefront in Congress and especially in our state.
“This is not about statistics and numbers,” he said. “But about real men
and women who are giving their best and their lives every day.” Both
Congressman
Bobby Scott (3rd District) and Congressman Bob Goodlatte (6th
District) discussed the effects of Sequestration, the need to look at the
entire budget and the fact that while not all members of the Virginia Delegation
agree on every issue, they are able to work together to bring solutions. |
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HRCMOAA ROTC Scholarship Fund
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HRCMOAA is committed to funding
the MOAA scholarship fund at $25,000 in five years. That translates
into $5,000 per year. The contributions come primarily from membership
donations.
Members may submit to the chapter treasurer,
LT
Stephen Hackney, USN-Ret at 1736 Rally Dr. Virginia Bch, VA 23454-1233
or in person at our luncheons. The checks will be consolidated
and submitted to MOAA who will send receipts to the donors.
Members who already donate to the national
MOAA Scholarship may continue to do so. You just need to note on
the check that it is for the Hampton Roads Chapter ROTC Scholarship Fund.
MOAA will continue to send receipts to the donors. |
Hampton Roads Chapter ROTC
Scholarship Fund
Goal for 2013: $5,000.00
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PLATINUM
$500 and above
Ms. Shirley Clapp, $1000.00 to the scholarship fund in honor of
her late husband,
COL Archie J. Clapp, USMC (RET).
GOLD $250 to $499
SILVER $100 to
$249
COL Jack Hilgers, USMC-Ret.
LtCol Jim Dellaripa, USAF-Ret.
Bronze Under $100
CAPT Jim Hanson, USN-Ret. 50/50 winnings.
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Military ID Card Notification Program
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This program is designed to help Chapter
members and their dependent’s to renew their ID cards in a timely
fashion. Once you and your dependents are enrolled, you will
be notified of your impending ID card expiration date in sufficient time
for renewal prior to the expiration date.
Note: Over age 75 members, who
are eligible uniform family members and survivors of deceased personnel
are now eligible for Permanent Identification Cards. Apply within
90 days of expiration of current ID card. |
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To enroll in this voluntary program, fill
in the form at the link below for each dependent and Send by Email or Print
and Mail to: Military ID Card Notification Program, HRCMOAA, P.O. Box 4612,
Virginia Beach, VA 23454-0612. |
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Community Affairs
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The chapter completed 16 planned activities
during the second quarter. Our close affiliation with local colleges
and high schools continued with presentations of
gold bars at commissioning ceremonies at three local universities and presentations
of the MOAA Leadership medals to ROTC cadets at the three university
programs and to JROTC cadets at ten high schools in six ceremonies.
Ninety ROTC cadets received gold bar sets and 57 elected to participate
in the Basic Membership of MOAA. We continue to expand the participation
of chapter members in these presentations.
A check was presented to the non-profit
Pillows for Pockets (PFP) which continues to provide specifically designed
pillows which fit in the BDU pants pocket to thousands of active members
of the Army serving in combat zones. |
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Memorial Day Celebrations
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The HRCMOAA participated in two Memorial
Day observances, one in Chesapeake Virginia at the Veterans Memorial located
in front of City Hall and the second observance was held at the Tidewater
Veterans Memorial in Virginia Beach. This observance was presented
by the Virginia Beach Mayor’s Veterans Committee.
Approximately 40 organizations presented
wreaths at this celebration. COL Floyd Gilbert, USA-Ret was
our Master of Ceremonies. Opening remarks were by the Honorable
William D. Sessoms Jr., Mayor of Virginia Beach. The Keynote
address was presented by ADM William E. Gortney, USN, US Fleet Forces
Command. |
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Shown above presenting the HRCMOAA wreath
are COL Jim Smith, USA-Ret and CAPT Jim Jones, USN-Ret.
Shown below, presenting the wreath at the
Chesapeake Veterans Memorial, are CDR Matt Krakower, USN-Ret and
CDR
Bert Ortiz, USN-Ret. |
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17 May Luncheon
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Chapter President COL Jim Edge presents
the Jefferson Cup to our guest speaker Thelma Drake (above).
Thelma is the director of the Department of Rail and Public Transportation.
She provided our members with an update on all of the transit systems,
human services, commuter rail and light rail. A new vision would
include fast ferry service. She pointed out an interesting statistic
that shows the Hampton Roads area with a 90 % drive alone rate. In
the future is improved Amtrak Service to Lynchburg, Richmond, Norfolk and
Roanoke. A high speed rail plan will includ service from DC to Richmond,
Petersburg, Atlanta, and Jacksonville with a spur to Norfolk. |
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Shown left to right above, are CAPT
Cameron Lowe, (DC) USN-Ret, CAPT Ralph Nettelhorst, (DC) USN-Ret,
Karin
Barrett, and LCDR Jeff Barrett, USN-Ret. A warm welcome
back and hope to see you all again soon. |
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Summer Brunch Mixer 21 July 2013
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The Portsmouth Chapter and your Hampton
Roads Chapter of MOAA are hosting a brunch mixer at the Virginia Beach
Resort Hotel and Conference Center on the 21st of July 2013 beginning at
1100. All members are cordially invited to attend.
The hotel is located at 2800 Shore Drive
in Virginia Beach.
Visit, http://tradewindsrestaurant.com/sunday-brunch.html.
Cost of the brunch will be $27 each plus
tax and gratuity, which will be billed individually by the hotel staff.
Cash bar is available.
Reservations are required NLT 17 July 2013.
Please call or email Bert Ortiz
at 757-482-1995, bertortiz@cox.net
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Or Jo Carter at 462-4744 x 214
or cell 374-8149, jo.carter@navy.mil. |
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Virginia Wounded Warrior Program
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The Virginia Veterans Services Foundation
is available to receive contributions to support the Program.
I am enclosing/pledging my most generous
contribution in the amount of:
__ $1,000 __ $500
__ $250 __ $100 ? __$50 __ Other $_________
Please make checks payable to:
Virginia Veterans Services Foundation
For: VWWP
900 East Main Street, Ground Floor
Richmond, Virginia 23219
Your contribution is tax exempt under Internal
Revenue Service Section 170 (c) and Code of Virginia Section 2.2.2719.
Please provide the following;
Name(s) ______________________________________________________
Address _______________________________________________________
Phone _______________________
Email_______________________________________
HRCMOAA Member
Yes ___ No ___
You may also donate on line by visiting
the Virginia Veterans Services Foundation at;
www.vvsf.org |
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Chapter Schedule
For the most current and up-to-date schedule
of chapter events,
click on Calendar
of Events
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21 July Brunch Mixer
This Brunch will be held at the Virginia
Beach Hotel and Conference Center, starting at 1100 hours. Reservations
NLT 17 July. |
16 August Luncheon
This Luncheon will be held at the Atlantic
Shores Retirement Community in the Magnolia Room. Congressman
Scott Rigell will be our guest speaker. |
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VCOC Schedule
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10 July 3rd Quarter Meeting
This meeting will be held at the Virginia
War Memorial, 1000 hours. |
9 October 4th Quarter Meeting
This meeting will be held at the Virginia
War Memorial, 1000 hours.
This will also be the Biennial Dinner
and Elections. |
Contact our VCOC representative CAPT Jim
Jones, USN-Ret. at 777-5972 or 427-0395 for transportation details. |
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26 April Luncheon
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Our guest speaker was Mr. James Cody,
VA Hospital Public Affairs. He discussed the reasons to use
the VA for your health needs, and how to file. The VA Medical
Center services over 40,000 veterans. Mental health issues
are huge, particularly PTSD sufferers. COL Jim Edge, our president
is shown above presenting Mr. Cody with the Jefferson cup. |
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CAPT David Yacavone, USN MC-Ret.
(above) provided some additional information on the VA Hospital in Hampton
prior to our guest speaker's arrival. He discussed how to file for
VA benefits. Make an appropriate claim with the required documentation
to include your DD-214. |
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Chapter President COL Jim Edge presents
a check to Operation Pocket Field Pillows director Carol Armstrong.
Carol provided chapter members with an update on the PFP operation.
The operation will continue as long as we have troops in the Middle East.
So far 17,000 field pillows have been shipped to the deployed troops. |
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IN MEMORIAM
COL Alfred T. Grubbs, USA-Ret
CAPT Edward C. (Barney) Oldfield, Jr ., USN-Ret
LCDR Robert E. White, USN-Ret
CDR Raymond J. Grinnell, Jr. USN-Ret
CAPT William H. Hardcastle, Jr., USN-Ret
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