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The Bi-Monthly Newsletter of the
Hampton Roads Chapter 
Military Officers Association of America
A MOAA Five Star Level of Excellence Chapter Since 2004. 
A First Runner Up  Web Site For 2012, a Winner Printed Newsletter 2012, and Winner E Newsletter 2012.
Email/Website:
hrmoaa@cox.net
www.hrcmoaa.org

Address:
HRCMOAA
P.O. Box 4612
Virginia Beach, VA
23454-0612

VOL 37-NO 4
ONE POWERFUL VOICE
JULY 2013

In This Issue
August Luncheon
ROTC Commissioning
President's Message
HRCMOAA Officer Directory
Legislative Update
From The Editor
HRCMOAA ROTC Scholarship Fund
ID Card Notification Program
Community Affairs
Memorial Day
May Luncheon
Summer Brunch
Virginia Wounded Warrior
Chapter Schedule
April Luncheon
HRCMOAA New Members
Join Our Chapter
In Memoriam
THE TRIBUTE
In honor of those who have sacrificed
to keep our country free.
Arlington National Cemetary
Courtesy of the Arlington National Cemetery Website Images 

16 August 2013 Luncheon
Congressman Scott Rigell will be our guest speaker on the 16th of August. The luncheon will be held at the Atlantic Shores Retirement Community, Magnolia Room.  Congressman Rigell represents Virginia’s 2nd Congressional District in the U.S. House of Representatives.  Congressman Rigell, a member of the House Armed Services Committee, was selected as this year’s Legislator of the Year by the Virginia Council of Chapters, Military Officers Association of America. 
US Air Force
US Army
US Navy
US Marine Corps
US Coast Guard
Visit  our website at www.hrcmoaa.org, read the Electronic Newsletter, access MOAA national, Service Departments, Health and Benefit  locations, U. S. Senators and Representatives and many others.  If you do not have the Members Only “Password” please contact any of our Officers. 
Old Dominion University (ODU) Ted Constant Convocation Center was the site for the Annual Spring US ARMY and US NAVAL SERVICE ROTC Commission Ceremony, held on Friday 10 MAY 2013. 

The US Army's ODU Monarch Battalion is commanded by LT COL Brian Kerns, USA.   Seventeen Second Lieutenants in the US Army, Army National Guard and Army Reserves were commissioned.  The Hampton Roads NROTC Unit, commanded by Captain Thomas Halley, USN is a consortium comprised of three universities; Old Dominion University, Norfolk State University and Hampton University. The Naval Service ROTC Unit commissioned 50 Ensigns in the Navy and 8 Second Lieutenants in the United States Marine Corps.  A total of 75 students were developed morally, mentally, physically and were imbued with the highest ideals of duty, honor, and loyalty in order to commission college graduates as military officers who possess a basic professional background.  They  are motivated toward careers in the military, and have a potential for future development in mind and character so as to assume the highest responsibilities of command and citizenship. 

MOAA Hampton Roads Chapter president Colonel Jim Edge, USA (Ret) and Board of Director Captain Mike "Breeze" Barea, USN (Ret), pictured in the center of an impromptu photo, awarded each newly commissioned officer a set of Gold Bars. The photo was taken by Ensign Andrew Heckel, USN.

President’s Message

Fellow Officers and Spouses:

The warm Virginia Beach weather is upon us and I hope all are enjoying it as much as we are.  Under the very competent and efficient coordination of our Community Affairs Chairman, Dave Wade, we have supported our local college Navy and Army ROTC Programs, several of our local High School JROTC Programs, the Wreath Laying Ceremony’s on Memorial Day, the High School Joint Award Ceremony and the send-off of the Veterans with the Honor Flight Program.   Our hats are off to our dedicated members who make these functions successful: Mike "Breeze" Barea, Bert Ortiz, Jim Jones, Jim Smith, Jerry Crick and Larry King "Live" - and, of course, John Vermillion who captures all in our award winning Tribute. 

Our membership numbers are dwindling even though our membership guru Larry King “Live” continues to work very hard on renewing our delinquent members and recruiting new members.  We continue to try many avenues with varying degrees of success.  We need all of us to help get the word out to all members who have not renewed and to solicit new members.  Please help tell our story – please help to get potential members in touch with Larry, me or any of our BOD members.  We need membership growth to continue as a viable organization.  Your hard working “Luncheon Team” continues to meld a diversified program with different venues to satisfy our varied interest and tastes.  Please share with us any ideas you may have in this area.  We appreciate everyone’s support and look forward to the camaraderie we enjoy each month.  Reminder – keep 21 July 2013 open for our Combined Tidewater Chapter’s Brunch.

MOAA needs our help to educate our communities about earned military benefits through letters to the editor.  Here are guidelines to boost your chances of getting in print.  1. If your letter is written in response to an article, refer to that article in the first sentence.  2.  Letters to the editor are usually about 150 words.  3.  Include your name, contact information and affiliation.  If you identify yourself as a MOAA chapter member, email MOAA’s Public Relations Department to ensure your submission is on message.  4.  Most papers will not print submissions sent to multiple publications – send to your first choice only.  If rejected send to your second choice.  5.  Use statistics to make your case, and agree with the author on some points.

A good example of a letter to the editor was written by Vice Admiral Ryan, USN (Ret) and can be found at www.moaa.org.  Email pr@moaa.org with questions or for additional help. 

Thank you,

Jim Edge

HRCMOAA Directory

Officers

Directors

Committees

President
COL James G. Edge
USA-Ret
417-6394
jedge13@cox.net
1st Vice President
CDR Roberto "Bert" Ortiz
USN-Ret
Home: 482-1995
Cell: 560-3671
bertortiz@cox.net
2nd Vice President
LCDR Aaron Zielinski
Former USN
222-2596
zielinski_aaron@cox.net
Recording Secretary
CAPT Loren V. Heckelman
USN Ret
963-7979
loren.heckelman@cox.net
Treasurer
LT Steve Hackney USN-Ret
496-3383
sahackney@verizon.net
Immediate Past President
CAPT Paul "Holly" Hollandsworth
USN Ret
496-9248
hollynav@aol.com
LtCol James M. Dellaripa Sr.
USAF Ret
640-0947
jdellaripa@aol.com
CAPT Michael J. "Breeze" Barea
USN Ret
412-4997
michael.barea@gmail.com
Col Lawrence M. King
USMC Ret
468-5459
lkingcap@aol.com
Ms Jo Carter
Auxiliary Member
462-4744 Ext. 214
jo.carter@navy.mil
COL David C. Wade III
USA Ret
549-2123
dcwade@cox.net
CAPT James V. Jones
USN Ret
427-0395
jimvjones@yahoo.com
Programs
CDR Roberto "Bert" Ortiz
USN-Ret
Home: 482-1995
Cell: 560-3671
bertortiz@cox.net
VCOC Representative
CAPT James V. Jones
USN Ret
427-0395
jimvjones@yahoo.com
Legislative Affairs
Col Jack W. Hilgers
USMC Ret
481-4164
jackhilgers@earthlink.net
Personal Affairs
LtCol James M. Dellaripa Sr.
USAF Ret
640-0947
jdellaripa@aol.com
Membership
Col Lawrence M. King
USMC Ret
468-5459
lkingcap@aol.com
Publicity
CDR John E. Vermillion
USN Ret
382-9843
vermillj@cox.net
Community Affairs
COL David C. Wade III
USA Ret
549-2123
dcwade@cox.net
Information Systems
Maj Clifton G. Furedy
USAF Ret
490-5792
thrcmoaa@cox.net
Webmaster
Maj Clifton G. Furedy
USAF Ret
490-5792
thrcmoaa@cox.net
Editor
CDR John E. Vermillion
USN Ret
382-9843
vermillj@cox.net
(TOPS) Liaison
CAPT Loren V. Heckelman
USN Ret
963-7979
loren.heckelman@cox.net
Active Duty
Military Liaison
LCDR Sean A. Wilson
USN-Ret.
831-4809
sean.wilson032879@gmail.com
MOAA Legislative Update (Weekly Issue)

Probate and Estate Planning

In broadest terms – estate planning is putting together a plan that ensures your family and financial goals are achieved after you die. An estate plan deals with two types of property – probate and non-probate. The probate process can be long, complicated, and costly; tying-up and draining resources your loved ones may need sooner rather than later.  From the financial adviser’s perspective, it is often (not always) recommended to use estate planning tools that bypass probate – effectively lowering probate costs and speeding the asset distribution process.  One tool is Payment/Transfer on Death (POD/TOD). These are contracts with named beneficiaries typically used with bank and investment accounts, some states even allow joint and real assets to be titled with a POD/TOD beneficiary.  Other tools include joint ownership titling, and creating living trusts.

Most joint ownership come with “right of survivorship,” when one co-owner dies, the other will automatically be the sole owner of the account – without probate.  Some assume that there’s little difference between joint and POD/TOD accounts. Not so.  If joint titling does not include “right of survivorship,” then when one co-owner dies, their share will transfer in probate per the will, or if no will, per state succession laws.  “With,” or “without” right of survivorship, you need to keep in mind that when it comes to bank accounts, laws vary by state, and if one owner dies, there may be nothing to prevent the surviving bank account owner from changing the POD beneficiary or even withdrawing and closing the account.  As such, Joint-ownerships are traditionally used by husbands and wives and in most cases they work as intended. But for some married couples and single people, joint accounts may not be appropriate as the joint ownership could also be subject to your joint owner’s divorce decree and your joint owner’s creditors to collect on past debt.  In addition to bypassing probate, trusts provide flexibility in the operation and distribution of the estate assets long after you die. The downsides are that they can be costly to establish, fund, and operate.  But before changing the titling of assets from Living Trust to POD/TOD designation, review the proposed changes with your estate/trust lawyer to avoid unintended consequences towards the intent and operation of your Living Trust.

Another advantage of the Living Trust is realized when the maker of the trust becomes incapacitated during their lifetime and is unable to make their own decisions for some extended period of time.  Each estate planning tool has special features and inherit advantages and disadvantages and by having your financial advisor and estate attorney work together, they can provide you the best protection in life and at death. 

Questions abound about probate and estate planning. MOAA CFP® Cmdr. Bill Finch, USN (Ret), introduces the basics and offers helpful tips in a Financial Frontlines post. If you’re unsure about where to start or want extra guidance, login to access MOAA’s Estate Planning guide. The guide will help you develop a coherent estate plan for the orderly distribution of your assets, the protection of minor children, planning for potential incapacity, and avoiding unnecessary (and costly) probate fees and estate taxes.

From The Editor
Virginia Council of Chapters, 
MOAA conducts 28th Congressional Appreciation Luncheon

Shown above are HRCMOAA members who attended the luncheon at the Capitol Hill Club.  From the left, CDR Don Buzard, USN-Ret, COL Jim Edge, USA-Ret,  CDR Bert Ortiz, USN-Ret, and CAPT Jim Jones, USN-Ret.   (Info provided by the VCOC)

Congressman Rigell, a member of the House Armed Services Committee, was selected as this year’s  Legislator of the Year by the Virginia Council of Chapters, MOAA and was presented the award at the luncheon.    “Budgets are running strategy” rather than the opposite, commented Congressman Rob Wittman (1st District).  “We are a great nation because of whatever our veterans have done.”  We need to make sure our troops have whatever they need and we should continue to ensure “we have the best military, best and brightest young men and women.”  Congressman Randy Forbes (4th District) commended the MOAA for what it does to keep issues of the military and veterans in the forefront in Congress and especially in our state.  “This is not about statistics and numbers,” he said. “But about real men and women who are giving their best and their lives every day.”  Both Congressman Bobby Scott (3rd District) and Congressman Bob Goodlatte (6th  District) discussed the effects of Sequestration, the need to look at the entire budget and the fact that while not all members of the Virginia Delegation agree on every issue, they are able to work together to bring solutions. 

HRCMOAA ROTC Scholarship Fund
HRCMOAA is committed to funding  the MOAA scholarship fund at $25,000 in five years.  That translates into $5,000 per year.  The contributions come primarily from membership donations. 

Members may submit to the chapter treasurer, LT Stephen Hackney, USN-Ret at 1736 Rally Dr. Virginia Bch, VA 23454-1233 or in person at our luncheons.   The checks will be consolidated and submitted to MOAA who will send receipts to the donors. 

Members who already donate to the national MOAA Scholarship may continue to do so.  You just need to note on the check that it is for the Hampton Roads Chapter ROTC Scholarship Fund.  MOAA will continue to send receipts to the donors.

Hampton Roads Chapter ROTC 
Scholarship Fund
Goal for 2013: $5,000.00
PLATINUM $500 and above
Ms. Shirley Clapp, $1000.00 to the scholarship fund in honor of her late husband, 
COL Archie J. Clapp, USMC (RET).

GOLD $250 to $499
 

SILVER $100 to $249
COL Jack Hilgers, USMC-Ret. 
LtCol Jim Dellaripa, USAF-Ret.
 

Bronze Under $100
CAPT Jim Hanson, USN-Ret.  50/50 winnings.

 
Military ID Card Notification Program
This program is designed to help Chapter members and their dependent’s  to renew their ID cards in a timely fashion.  Once you and your dependents are enrolled,  you will be notified of your impending ID card expiration date in sufficient time for renewal prior to the expiration date.

Note:  Over age 75 members, who are eligible uniform family members and survivors of deceased personnel are now eligible for Permanent Identification Cards.  Apply within 90 days of expiration of current ID card.

 
To enroll in this voluntary program, fill in the form at the link below for each dependent and Send by Email or Print and Mail to: Military ID Card Notification Program, HRCMOAA, P.O. Box 4612, Virginia Beach, VA 23454-0612.
 
CLICK HERE FOR
Military ID Card Notification
Program Form
Community Affairs
The chapter completed 16 planned activities during the second quarter.  Our close affiliation with local colleges  and  high  schools continued with  presentations of  gold bars at commissioning ceremonies at three local universities and presentations of the MOAA Leadership medals to ROTC cadets at  the three university programs and to JROTC cadets at ten high schools in  six ceremonies.  Ninety ROTC cadets received gold bar sets and 57 elected to participate in the Basic Membership of MOAA.  We continue to expand the participation of chapter members in these presentations. 

A check was presented to the non-profit Pillows for Pockets (PFP) which continues to provide specifically designed pillows which fit in the BDU pants pocket to thousands of active members of the Army serving in combat zones. 

Memorial Day Celebrations
The HRCMOAA participated in two Memorial Day observances, one in Chesapeake Virginia at the Veterans Memorial located in front of City Hall and the second observance was held at the Tidewater Veterans Memorial in Virginia Beach.  This observance was presented by the Virginia Beach Mayor’s Veterans Committee.

Approximately 40 organizations presented wreaths at this celebration.  COL Floyd Gilbert, USA-Ret was our Master of Ceremonies.  Opening remarks were by the Honorable William D. Sessoms Jr., Mayor of Virginia Beach.  The Keynote address was presented by ADM William E. Gortney, USN, US Fleet Forces Command.

Shown above presenting the HRCMOAA wreath are COL Jim Smith, USA-Ret and CAPT Jim Jones, USN-Ret.

Shown below, presenting the wreath at the Chesapeake Veterans Memorial, are CDR Matt Krakower, USN-Ret and CDR Bert Ortiz, USN-Ret. 

17 May Luncheon
Chapter President COL Jim Edge presents the Jefferson Cup to our guest speaker Thelma Drake (above).  Thelma is the director of the Department of Rail and Public Transportation.  She provided our members with an update on all of the transit systems, human services, commuter rail and light rail.  A new vision would include fast ferry service.  She pointed out an interesting statistic that shows the Hampton Roads area with a 90 % drive alone rate.  In the future is improved Amtrak Service to Lynchburg, Richmond, Norfolk and Roanoke.  A high speed rail plan will includ service from DC to Richmond, Petersburg, Atlanta, and Jacksonville with a spur to Norfolk. 
Shown left to right above, are CAPT Cameron Lowe, (DC) USN-Ret, CAPT Ralph Nettelhorst, (DC) USN-Ret, Karin Barrett, and LCDR Jeff Barrett, USN-Ret.  A warm welcome back and hope to see you all again soon. 
Summer Brunch Mixer 21 July 2013
The Portsmouth Chapter and your Hampton Roads Chapter of MOAA are hosting a brunch mixer at the Virginia Beach Resort Hotel and Conference Center on the 21st of July 2013 beginning at 1100.  All members are cordially invited to  attend. 

The hotel is located at 2800 Shore Drive in Virginia Beach. 
Visit,  http://tradewindsrestaurant.com/sunday-brunch.html.

Cost of the brunch will be $27 each plus tax and gratuity, which will be billed individually by the hotel staff.  Cash bar is available. 

Reservations are required NLT 17 July 2013. 
Please call or email Bert Ortiz at 757-482-1995, bertortiz@cox.net
Or Jo Carter at 462-4744 x 214 or cell 374-8149, jo.carter@navy.mil.

Virginia Wounded Warrior Program
The Virginia Veterans Services Foundation is available to receive contributions to support the Program. 

I am enclosing/pledging my most generous contribution in the amount of:
__ $1,000   __ $500   __ $250   __ $100 ?  __$50   __ Other $_________

Please make checks payable to: 

Virginia Veterans Services Foundation For: VWWP
900 East Main Street, Ground Floor
Richmond, Virginia 23219
Your contribution is tax exempt under Internal Revenue Service Section 170 (c) and Code of Virginia Section 2.2.2719. 

Please provide  the following; 
   Name(s)  ______________________________________________________
   Address _______________________________________________________
   Phone _______________________
   Email_______________________________________
   HRCMOAA Member   Yes ___    No ___

You may also donate on line by visiting the Virginia Veterans Services Foundation at;
www.vvsf.org

Chapter Schedule

For the most current and up-to-date schedule of chapter events, 
click on Calendar of Events

 
21 July Brunch Mixer 
This Brunch will be held at the Virginia Beach Hotel and Conference Center, starting at 1100 hours.  Reservations NLT 17 July.
16  August Luncheon 
This Luncheon will be held at the Atlantic Shores Retirement Community in the Magnolia Room.  Congressman Scott Rigell will be our guest speaker.
 
VCOC Schedule
10 July 3rd Quarter Meeting 
This meeting will be held at the Virginia War Memorial, 1000 hours.
9 October 4th Quarter Meeting 
This meeting will be held at the Virginia War Memorial, 1000 hours.
This will also be the Biennial Dinner and Elections.
Contact our VCOC representative CAPT Jim Jones, USN-Ret. at 777-5972 or 427-0395 for transportation details.
26 April Luncheon
Our guest speaker was Mr. James Cody, VA Hospital Public Affairs.   He discussed the reasons to use the VA for your health needs, and  how to file.  The VA Medical Center services over 40,000 veterans.  Mental health  issues are huge, particularly PTSD sufferers.  COL Jim Edge, our president is shown above presenting Mr. Cody with the Jefferson cup. 
CAPT David Yacavone, USN MC-Ret. (above) provided some additional information on the VA Hospital in Hampton prior to our guest speaker's arrival.  He discussed how to file for VA benefits.  Make an appropriate claim with the required documentation to include your DD-214. 
Chapter President COL Jim Edge presents a check to Operation Pocket Field Pillows director Carol Armstrong.  Carol provided chapter members with an update on the PFP operation.  The operation will continue as long as we have troops in the Middle East.  So far 17,000 field pillows have been shipped to the deployed troops.
WELCOME NEW MEMBERS

To protect member privacy,
New Members, Renewals and Directory Changes
are only available through the Members Access page.
Click Here for Member Access


Directory Changes and Email Corrections should be sent to
HRCMOAA
P.O. Box 4612
Virginia Beach, VA  23454-0612
Attention Clif Furedy
You may call Clif at 490-5792 after 1830 or email thrcmoaa@cox.net
Click Here for Membership Information
and Renewal Form
IN MEMORIAM


 

COL Alfred T. Grubbs, USA-Ret 

CAPT Edward C. (Barney) Oldfield, Jr ., USN-Ret

LCDR Robert E. White, USN-Ret

CDR Raymond J. Grinnell, Jr. USN-Ret 

CAPT William H. Hardcastle, Jr., USN-Ret

 


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