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The Bi-Monthly Newsletter of the Hampton Roads Chapter 
Military Officers Association of America
A MOAA Five Star Level of Excellence Chapter 2004-2005, 
MOAA Best Web Site, and a MOAA Best Electronic Newsletter.
Serving Suffolk, Chesapeake, Norfolk, and Virginia Beach since 1959
Email/Website:
hrmoaa@cox.net
www.hrcmoaa.org

Address:
HRCMOAA
P.O. Box 4612
Virginia Beach, VA
23454-0612

VOL 30-NO 1
ONE POWERFUL VOICE
FEBRUARY 2006

In This Issue
President’s Commentary
HRCMOAA Directory
From the Editor
Fire Star Military Families
TRICARE/Medicare Beneficiary
Legislative Update
TRICARE Updates Drug List
MOAA Scholarship Fund
ID Card Renewal Form
Chapter Schedule
Volunteers Needed
VCOC Scheduled Functions
Annual Dues Increase
Member Thank You
VA Surviving Spouse Web Site
2005 Financial Picture
MOAA Legislative Goals for 2006
February Luncheon
HRCMOAA Membership
HRCMOAA Welcomes
In Memorium
The Tribute
In honor of those who have sacrificed
to keep our country free.
Courtesy of the Arlington National Cemetery Website Images 

Our next
HRCMOAA luncheon
will be held on
Thursday, February 23rd
at the
Ramada Plaza Resort
in Virginia Beach.

The Guest Speaker will be Mr. Joe DiRenzo, III.  Joe is the Anti Terrorism Coordinator for the USCG. He will discuss the USCG’s reaction to maritime terrorism since 9/11. 

CLICK HERE FOR DETAILS
Top of Page
US Air Force
US Army
US Navy
US Marine Corps
US Coast Guard
Visit  our “MOAA Best” website at www.hrcmoaa.org, read the “MOAA Best” Electronic Newsletter, access MOAA national, Service Departments, Health and Benefit  locations, U. S. Senators and Representatives and many others.  If you do not have the Members Only “Password” please contact any of our Officers. 
Top of Page

President’s Commentary

Your Hampton Roads Chapter had a very successful and busy 2005!  This success is due to the hard work of your Officers, Board and Committee Members. Without their dedicated volunteer work we would not be able to function or exist.  I salute and thank them on your behalf.  Well Done Officers, Board Members and Committee members!  And Thanks to all our members for your continued support of your outstanding “MOAA Five Star” Chapter.

HELP! We need a volunteer Officer, male or female, or and auxiliary member to be our Chapter Secretary ASAP!  Because CAPT Frank Hinchy, USN (Ret) our Secretary moved to New Jersey just recently, we need a volunteer to replace him. Please contact me at 757-430-8771 or by email rayhart71@cox.net  to volunteer. 

Keeping MOAA and our Chapter strong is our top priority! All members need to recruit new members both active duty and retired and auxiliary. We need to be at peak strength to be a strong local force both for National and State needs. On the National level, we must be more vigilant then ever because Congress is always considering cuts in the Defense budget, especially in active duty pay raises and retiree benefits.  Again, I urge you to recruit new members for our Chapter and MOAA. Consider recruiting former members of our Chapter and MOAA who you know have let their membership lapse. We need them back because there is greater strength with numbers and their former Chapter and MOAA is working to keep their hard earned benefits. If, “Every Member recruits a new member for HRCMOAA”, then we would double our numbers!

Thank You for being a member and your support. Let’s continue in 2006 to support legislative initiatives, enjoy camaraderie, support our community efforts, and try to reach out more to help our wounded and disabled veterans. 

Have a Happy, healthy and prosperous New Year! 

Smooth Sailing,

Ray  Hart.
HRCMOAA Directory

Officers

Directors

Committees

President: 430-8771
CAPT Raymond J. Hart, USN-Ret.
hrmoaa@cox.net
1st Vice President: 640-0947
LtCol James M. Dellaripa Sr, USAF-Ret.
2nd Vice President: 363-1094
MAJ Norman Crews, USA-Ret.
Secretary: 363-1094
MAJ Norman Crews, USA-Ret.
Treasurer: 739-3904
LCDR M. Catherine Liberatore, USN-Ret
CDR John E. Vermillion, USN-Ret.
382-9843 
CDR John A. Rooney, USN-Ret.
427-2402
Col Jack W. Hilgers, USMC-Ret.
490-8383
Mrs. Mickie Jones, AUX . 716-2644
LtCol Mary L. Baeumel, USAFNC-Ret.
716-2497
CAPT Jim Jones, USN-Ret.
481-1919
CAPT Bill Lehr, USCG-Ret.
426-5392
Program: 640-0947
LtCol James M. Dellaripa Sr, USAF-Ret.
Arrangements: 362-0030
Patricia H. Doss, Aux
VCOC Representative: 382-9843
CDR John E. Vermillion, USN-Ret.
Legislative Affairs: 490-8383
Col Jack W. Hilgers, USMC-Ret.
Personal Affairs: 486-7639
CAPT James D. Hereford, USN-Ret.
Membership: 425-5934
COL James A. Smith, USA-Ret
Publicity: 363-1094
MAJ Norm Crews, USA-Ret.
Community Affairs: 445-4174
CAPT Tim Stark, USNR
CAPT Pat McFadden, USN-Ret.
Information Systems: 481-0694
Col Richard A. Vogel, USAF-Ret.
Webmaster 490-5792
Maj Clifton G. Furedy. USAF-Ret.
thrcmoaa@cox.net
Editor: 382-9843
CDR John E. Vermillion, USN-Ret.
Vermillj@cox.net
From the  Editor

How Your Chapter Helps!

Again this year, your chapter was a sponsor at the Five Star Military Family Recognition Luncheon.  With the help of chapter officers and your generous contributions through the 50/50 program held at our luncheons and dinners, we were able to sponsor a service selected family and one other table.  The Five Star Military Family Recognition Luncheon is held every November to honor junior enlisted military personnel and their families.  The luncheon is presented by the Armed Services YMCA of Hampton Roads.  The mission of the Armed Services YMCA is to improve the Quality of Life for junior enlisted military personnel and their families through value oriented social, recreational, personal development, crisis prevention, deployment separation and child development programs.  Each year, a Five Star Military Family  is selected from each of the services, Army, Navy, Marine Corps, Coast Guard, and Air Force.  Over 200 enlisted personnel and their families were honored this year. CAPT Robert A. Duetsch, USNR (Ret.) is the Executive Director of the Armed Services YMCA of Hampton Roads.  The guest speaker this year was Meyera Oberndorf, Mayor of Virginia Beach.  The HRCMOAA was represented by CAPT Ray Hart, USN (Ret.) and CDR John Vermillion, USN (Ret.).  Below are some pictures from the event.

John

Shown above is a Navy Runner-Up Family, ET1 Brian Fletter, his wife Kelly and daughter Ariana.  Brian is stationed aboard the USS Montpelier.
Shown above is, left to right is SK2 Connie Carrillo of the USS Enterprise, AN Tony Christopher III on the LHA 4 Nassau, and SA Jordan Meersand on the DDG 95 James E. Williams.
Left to right, SA Jordan Meersand and CAPT Ray Hart.
TRICARE/Medicare Beneficiary

There will almost always be No Advantage to enrolling in a Medicare prescription drug plan for most TRICARE beneficiaries.  The TRICARE prescription drug coverage is at least as good as the standard Medicare prescription drug coverage, which means it is creditable coverage.  Because TRICARE prescription drug coverage is creditable coverage, you will not be required to pay extra if you decide to enroll in a Medicare prescription drug plan after the initial open enrollment period.  Under certain circumstances dependents or survivors may lose TRICARE coverage (remarriage, certain divorces, children attaining adulthood).  If this happens, the beneficiary may sign up for Medicare prescription drug coverage with no late enrollment fee if action is taken within 62 days of losing TRICARE coverage.  63 days will require the payment of penalties.  For additional information visit www.medicare.gov or call 1-800-633-4227.  Social Security Administration is at 1-800-772-1213.

 
Legislative Issues

Issue 1:   Congress Decides Key Military Benefit Issues
The House refused to go along with either of the Survivor Benefit Plan (SBP) fixes that Sen. Bill Nelson (D-FL) persuaded the Senate to pass, primarily for cost reasons (in combination, the programs would cost about $9 billion over Congress’ 10-year “scoring” period).

So SBP widows will still have VA payments deducted from their SBP benefits if the member’s death was service-connected, and “Greatest Generation” retirees who already have paid more than 30 years of SBP premiums will have to wait at least another year to win the same paid-up SBP coverage that post-1978 retirees enjoy.  We plan to be carrying the fight on these issues again next year.

Guard and Reserve Health Care: Congress agreed to make nearly all members of the Selected Reserve eligible for military TRICARE coverage, but the price will be steep for those who haven’t been mobilized since 9/11. Unmobilized members who don’t have access to health care through a civilian employer will have to pay almost twice the premiums paid by those previously mobilized -- about $145/mo vs. $81 for single and $452/mo vs. $253 for family coverage, respectively. TRICARE premiums for unmobilized members with access to employer-sponsored coverage will be set even higher, at $246/mo and $768/mo for single and family coverage. MOAA thinks these high fees undercut the purpose of the coverage, and we’ll reengage on this front in 2006, as well.

Military Pay Raise: All active duty, Guard and Reserve members will receive a 3.1% pay raise – one-half percentage point higher than private sector pay growth effective Jan. 1, 2006.

Reserve Housing Allowance: Guard and Reserve members mobilized for more than 30 days will be eligible for full locality-based housing allowances, rather than having to wait 140 days under current law.

Military Manpower Changes: Army strength is increased by 10,000 and the Marines by 1,000.

Active Duty Death Benefits: The military death gratuity is increased to $100,000 for all deaths in the line of duty (rather than combat deaths alone covered in current law), including all deaths since Oct. 7, 2001. In addition, survivors of all members who died in the line of duty (rather than combat deaths alone) since Oct. 7, 2001 will be eligible for the recent $150,000 increase in the maximum Servicemembers’ Group Life Insurance (SGLI).

Commissary Privatization Protection: The new law bars any further studies of commissary privatization for the next three years.

Combat Pay During Hospitalization: Servicemembers hospitalized with combat wounds will be eligible to receive a special pay of $430 per month for the duration of their hospitalization or until they start receiving the new SGLI traumatic injury benefits.

Guard/Reserve Pay Differential: Mobilized Guard/Reserve members who suffer a pay cut from their civilian pay will be eligible to receive a monthly pay differential equal to their monthly civilian pay loss, once they have been on active duty for at least 18 months, or for at least 24 of the last 60 months, or if remobilized involuntarily within six months of their last active duty tour.


Issue 2:  Medicare/TRICARE Payments Frozen 
MOAA pushed hard this year, teaming with the American Medical Association, to get Congress to change the law requiring a 4.4% reduction in Medicare and TRICARE payments to doctors, effective January 1. We worried that such payment cuts would discourage more doctors from seeing TRICARE and TRICARE For Life patients.  Congress’s compromise budget savings package (S. 1932) – approved earlier this week by the House and scheduled for a vote in the Senate today – struck a compromise that doesn’t make anyone happy.

It repeals the 4.4% payment cut requirement, but freezes 2006 Medicare and TRICARE payment rates at 2005 levels. That’s far better than the scheduled cut, but it still amounts to a modest rate reduction, since physicians’ practice costs keep rising every year.

On the positive side, the budget package requires a Medicare Payment Advisory Commission to report to Congress on ways to fix the statutory payment-setting formula, which sets reimbursement rates for physicians. MOAA believes it’s vital to make that fix as soon as humanly possible. TRICARE and Medicare already are two of the lowest-paying programs in the country. We have to do better than a rate freeze to keep providers interested in accepting military patients.

The budget package also updated provisions of the Medicare Modernization Act of 2003 that will effectively raise Medicare Part B premiums for Medicare-eligibles with annual incomes over $80,000, starting in 2007. Currently, Part B premiums are set to cover 25% of the government’s cost per individual to provide Medicare benefits. Under the new law, some higher-income beneficiaries will see their Part B premiums doubled or tripled by 2009, as their premiums will be raised to cover a higher share of the government’s cost, as follows: 

  • Under $80,000: 25% (no change from current law). 
  • $80,001 to $100,000: 35% 
  • $100,001 to $150,000: 50% 
  • $150,001 to $200,000: 65% 
  • Over $200,000: 80%
Under the 2003 law, those premium increases were to be phased in over 5 years. The new change shortens the phase-in period to three years, with 30% of the increase coming in 2007, 67% coming in 2008, and the full increase in 2009. MOAA remains as concerned today as we were two years ago about this plan to means-test what was enacted to be a universal health insurance plan for all older Americans.  Two other provisions of the budget package also may be of interest to MOAA members.

*Cap on Physical Therapy Payments: The new package would implement a $1,740 annual cap on Medicare payments for physical therapy, but directs Medicare to implement a process allowing an exception from the cap if therapy is deemed medically necessary.

*Long-Term Care Coverage Under Medicaid: The package tightens rules concerning transfer of assets to qualify for long-term care, and applicants will be required to disclose annuities as assets. People with more than $500,000 equity in a home will not be eligible.

MOAA update on additional drugs added
to the higher co-payment tier

On December 19th, the Defense Department convened the Beneficiary Advisory Panel (BAP) to review recommendations to move certain Alzheimer’s medications, nasal steroids, antidepressants, and antibiotics to the third ($22-copayment) tier of the TRICARE formulary. The drugs involved are:

Alzheimer’s: Cognex.

Nasal Corticosteroids: Beclovent AQ, Vancenase AQ/DS, Rhinocort AQ, and Nasacort AQ.

Antibiotics: Azithromycin (Zmax only) and Ketek.

Antidepressants: Prozac Weekly, Sarafem, Lexapro, Paxil CR, Cymbalta, and Wellbutrin XL.

The beneficiary panel, including MOAA’s CDR John Class (USN-Ret), expressed two general concerns with the recommendations.

The full range of medications should be made available to active duty members if deemed medically necessary by the doctor. Currently, active duty personnel are denied access to third-tier drugs except when special-ordered by a military pharmacy. In many cases, members are assigned out of the vicinity of military facilities, and they should have the same medical-necessity access as all other TRICARE beneficiaries.

In some cases, the beneficiary panel urged a longer transition period to ensure beneficiaries are informed about the changes and have an opportunity to discuss alternative medications with their doctors. CDR Class noted that the panel had not yet seen a DoD communication plan to inform the TRICARE Standard population and their providers about such changes.

The recommendations will be submitted to Dr. Winkenwerder, Assistant Secretary of Defense for Health Affairs, for final decision.

MOAA Scholarship Fund
Memorial contributions may be made for deceased members to the MOAA Scholarship Fund, at Dept 889, Alexandria, VA 22334-0889.  Contributions may also be made at www.moaa.org.  Or you  may call 800-234-6622
The HRCMOAA has introduced a Military ID Card Notification Program to help chapter members remember to renew their ID cards and their dependent’s ID cards in a timely fashion.  Once you and your dependents are enrolled,  you will be notified of your impending ID card expiration date in sufficient time for renewal prior to the expiration date.  Note:  Over age 75 Members, who are eligible Uniform family members and survivors of deceased personnel are now eligible for Permanent Identification Cards.  Apply within 90 days of expiration of current ID card.
 
To enroll in this voluntary program, fill in the form at the link below for each dependent and Send by Email or Print and Mail to: Military ID Card Notification Program, HRCMOAA, P.O. Box 4612, Virginia Beach, VA 23454-0612.
 
CLICK HERE FOR
Military ID Card Notification Program
Form
CHAPTER SCHEDULE

For the most current and up-to-date schedule of chapter events, click on Calendar of Events


Board Meetings

Board meetings will be held on the 1st Saturday of each month at the Little Creek Eagle Haven Golf Club, starting at 0830.  All members are invited to attend.  Come and observe your Board in action and see if there are any committees that you might be interested in helping out.  Contact a board member to confirm the meeting date. 

Volunteers Needed for the Hampton Roads 
Retired Activities Office 

Are you bored?  Tired of sitting home?  Would like to get involved in helping out retired service members and their families?  If so, contact your Chapter coordinator: CAPT James Hereford, USN (Ret) at 486-7639 to participate and offer your services. No experience is required; we’ll train you. 

 
VCOC Scheduled Functions
The VCOC 1st Quarterly Meeting was held on 6 January 2006, at Fort Lee.  The VCOC Storming the Hill in Richmond was held on 23 January 2006.  The report will be contained in the next Newsletter. The annual Congressional Luncheon is scheduled to be held at the Capitol Hill Club (Tentative location) on 5 April 2006,  Contact your VCOC representative John Vermillion at 382-9843, if you would like to attend.  The next quarterly meeting will be held at Fort Lee on 21 April 2006. 
Annual Dues Increase
In January 2006, the annual dues increased to counter the effects of inflation on Chapter activities.  This was approved by a majority vote of the members in attendance at the Annual Meeting on 4 November 2005. Regular member dues went from $12.50 yearly or $30.00 for three years to $15.00 yearly or $39.00 for three years.   Dues for Auxiliary members will remain at $7.50 yearly or $21.00 for 3 years. 
Member Thank You! 
This letter was addressed to our President. 
 
Captain Ray Hart;

Thanks for the efforts you make in support of our military, and for the invitation for me to join.  Enclosed is my check for $30 for 3 years dues.  I am proud to join the Hampton Roads Chapter of MOAA. 

Signed,  CAPT Bob Oldani, USN

New VA Surviving Spouse Web Site
The VA has launched a web site for surviving spouses and military dependents of veterans who died on active duty and surviving spouses of veterans who died after serving their country.  The new Web site, www.vba.va.gov/survivors contains answers to many frequently asked questions and links to other federal agencies and organizations that offer benefits and services to survivors and dependents, including relief societies, support  organizations, support organizations, and the casualty assistance offices for each of the Armed Forces.
HRCMOAA 2005 Financial Picture
In 2005 our Chapter operated on an income of $11,486 with breakout as follows:
MOAA Selected Legislative Goals for 2006
Health Care

Fully fund the Defense Health Program 
Protect against health benefit cuts and cost-shifting to beneficiaries.
Upgrade TRICARE to attract more providers and reduce administrative burdens.
Upgrade seamless healthcare coverage options for National Guard and Reserve members.
Fix Medicare/TRICARE payment rate formula to promote provider participation.
Ensure a broad TRICARE pharmacy formulary
Authorize pre-tax payment of health, dental and long-term care premiums.
Improve seamless transition efforts and cooperation between DoD and VA.
Provide full funding for veterans enrolled in the VA health care system.

Retirement/Survivor Issues

Preserve full-inflation Cost of Living Adjustments (COLAs).
Eliminate the Dependency and Indemnity Compensation (DIC) offset to SBP.
Authorize full concurrent receipt of military retired pay and VA disability compensation. 
Accelerate effective date (currently 10/1/08) for 30-year paid-up SBP coverage.
Authorize concurrent receipt for medical retirees with less than 20 years.
Resume DIC payments for qualifying widows who remarry after age 55.
Reform Uniformed Services Former Spouse Protection Act (USFSPA).

Active/Reserve/Force Issues

Increase active duty, Guard and Reserve force sizes (end strength) to match mission.
Restore full military pay comparability with private sector.
Upgrade Guard/Reserve personnel, compensation programs to reflect today's missions.
Authorize pre-tax payment of out-of-pocket health and dependent care expenses.
Strengthen financial, legal, reemployment protections for mobilized Guard-Reserve force.
Ensure proper family support facilities are available at bases with changing populations.
Raise relocation reimbursements to cover members costs for government-directed moves.
Reform government travel credit card program to reduce risk-shifting to members.
Consolidate Montgomery GI Bill programs and tie benefit levels to cost of education.
Authorize MGIB enrollment option for '70s-early '80s entrants who declined VEAP.
Allow MGIB transferability to family for members who serve full career.

Veterans, Other Issues

Improve quality, efficiency, and timeliness of VA claims-processing system.
Win congressional approval of Flag anti-desecration amendment.
Reduce Social Security penalties for certain civil service and state retirees/survivors.

HRCMOAA LUNCHEON

WHEN: Thursday, February 23, 2006
WHERE: Ramada Resort Plaza Oceanfront
TIME: Social: 1130 hours;  Lunch: 1215 hours
MENU: Garden Salad
Chicken Breast Apricot, Walnuts & Raisins
Wild Rice Medley, Chef’s Fresh Vegetables
Fresh Baked Rolls, Coffee & Tea.
PRICE: $18.00 (Inclusive). Wine: $3.00
PROGRAM: Joe DiRenzo, III; USCG Anti-Terrorism
RESERVATIONS: Jim Dellaripa, 640-0947
or Norman Crews 363-1094
Call between 0900 and 2000.
CUTOFF DATE: February 18, 2006
A RESERVATION MADE IS A RESERVATION PAID
 
Click Here for a Reservation Form
You can print and mail
HRCMOAA Membership
Regular
704 
Auxiliary
124 
Honorary
Total
831
WELCOME NEW MEMBERS

To protect member privacy,
New Members and Directory Changes
are only available through the Members Access page.


Directory Changes and Email Corrections should be sent to
HRCMOAA
P.O. Box 4612
Virginia Beach, VA  23454-0612
Attention Dick Vogel
You may call Dick at 481-0694 or email vogelra1@msn.com
IN MEMORIUM

LCOL Caroline E. Sever
USAF (NC) (Ret)

Belated Aknowledgement

Delores Brenneman
(CDR Harold R. Brenneman, USN (Ret))

CDR Thomas H. Bruno
USN (Ret)

 The chapter members extend their sincere condolences
to the surviving family members.


All information contained in this web site is the exclusive property of Hampton Roads Chapter MOAA (HRCMOAA) © 2006
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